/* =========================================================
   Equity62 — unified stylesheet (matches original main page)
   ========================================================= */

:root {
  --white:         #ffffff;
  --navy:          #182b5e;
  --navy-dark:     #142b61;
  --navy-icon:     #1F3047;
  --primary:       #244a8f;
  --primary-hover: #1a3a73;
  --green:         #8FB45F;
  --teal:          #30a8d2;
  --blue-soft:     #2d61b2;
  --green-soft:    #6abd79;
  --text:          #3f485e;
  --text-soft:     #555e72;
  --text-muted:    #4a5468;
  --line:          #eef1f5;
  --border:        #cfd5df;
  --border-soft:   #e4e8ee;
  --bg:            #ffffff;
  --bg-soft:       #fbfcfe;
  --serif:         Georgia, "Times New Roman", serif;
  --sans:          -apple-system, BlinkMacSystemFont, "Segoe UI", Arial, Helvetica, sans-serif;
  --radius-sm:     6px;
  --radius:        12px;
  --radius-lg:     18px;
  --shadow-sm:     0 4px 12px rgba(31,48,71,0.04);
  --shadow:        0 10px 28px rgba(31,48,71,0.06);
  --shadow-btn:    0 10px 22px rgba(36,74,143,0.18);
  --maxw:          1200px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; font-size: 17px; }

body {
  margin: 0;
  font-family: var(--sans);
  color: var(--text);
  background: var(--bg);
  font-size: 1.06rem;
  line-height: 1.7;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

img { max-width: 100%; display: block; }

.wrap {
  width: min(var(--maxw), 92%);
  margin: 0 auto;
}

/* ---------- Header ---------- */
.site-header {
  background: #fff;
  border-bottom: 0;
  padding: 22px 0 12px;
}
.header-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 16px;
}
.logo { display: inline-flex; align-items: center; text-decoration: none; }
.logo img { height: 58px; width: auto; display: block; }
.nav-links { display: flex; align-items: center; gap: 18px; }
.nav-links a:not(.btn) {
  text-decoration: none;
  color: var(--text);
  font-weight: 500;
  font-size: 1rem;
}
.nav-links a:not(.btn):hover { color: var(--primary); }

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 60px;
  padding: 0 28px;
  border-radius: 8px;
  font-size: 1.1rem;
  font-weight: 600;
  text-decoration: none;
  border: 1.5px solid #c7cfdb;
  background: #fff;
  color: #2c3852;
  white-space: nowrap;
  box-sizing: border-box;
  cursor: pointer;
  transition: transform .12s ease, box-shadow .12s ease, background .12s ease, border-color .12s ease;
  box-shadow: 0 2px 0 rgba(31,48,71,0.02);
}
.btn:hover { transform: translateY(-1px); border-color: #aeb8c8; background: var(--bg-soft); }
.btn.primary {
  background: var(--primary);
  color: #fff;
  border-color: var(--primary);
  box-shadow: var(--shadow-btn);
}
.btn.primary:hover { background: var(--primary-hover); border-color: var(--primary-hover); box-shadow: 0 14px 28px rgba(36,74,143,0.22); }
.btn.secondary { min-width: 280px; }
.bottom-btn { min-width: 300px; font-size: 1.1rem; }

.top-cta {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 50px;
  padding: 0 24px;
  border: 2px solid var(--border);
  border-radius: 6px;
  color: #2c3852;
  text-decoration: none;
  font-size: 1rem;
  font-weight: 500;
  background: #fff;
}
.top-cta:hover { border-color: #aeb8c8; background: var(--bg-soft); }

/* ---------- Hero ---------- */
.hero { padding: 56px 0 48px; background: #fff; }
.hero-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  align-items: center;
  gap: 36px;
}
.hero-copy { padding: 4px 0 0; max-width: 540px; }
h1 {
  margin: 0 0 22px;
  color: var(--navy);
  font-family: var(--serif);
  font-size: clamp(2.4rem, 4.6vw, 3.6rem);
  line-height: 1.04;
  font-weight: 600;
  letter-spacing: -1px;
}
.hero .sub {
  font-size: 1.35rem;
  line-height: 1.6;
  color: var(--text);
  margin: 0 0 28px;
  max-width: 480px;
}
.hero-actions {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
  margin-bottom: 22px;
}
.hero-note { font-size: 1.04rem; color: var(--text-muted); }
.hero-media {
  position: relative;
  border-radius: 24px;
  overflow: hidden;
  aspect-ratio: 4/5;
  background: linear-gradient(135deg, #c9dcef 0%, #f1d8c0 100%);
  box-shadow: var(--shadow);
}
.hero-media img,
.hero-media picture {
  width: 100%; height: 100%;
  display: block;
}
.hero-media picture img { object-fit: cover; object-position: center; }

/* ---------- Sections ---------- */
.section { padding: 64px 0; }
.section.alt-bg { background: var(--bg-soft); }

.section-title {
  margin: 0 0 18px;
  text-align: center;
  color: var(--navy);
  font-family: var(--serif);
  font-size: clamp(1.9rem, 3.6vw, 2.6rem);
  line-height: 1.15;
  font-weight: 600;
  letter-spacing: -0.5px;
}
.title-rule {
  width: 460px;
  max-width: 80%;
  height: 2px;
  background: var(--line);
  margin: 0 auto 22px;
  border-radius: 2px;
}
.copy-wide {
  max-width: 980px;
  margin: 0 auto;
  text-align: center;
  font-size: 1.2rem;
  line-height: 1.75;
  color: var(--text);
}
.copy-wide p { margin: 0 0 10px; }
.emph {
  margin: 22px 0 12px;
  text-align: center;
  color: var(--navy);
  font-family: var(--serif);
  font-style: italic;
  font-size: clamp(1.45rem, 2.4vw, 1.85rem);
  font-weight: 700;
}
.small-note {
  text-align: center;
  color: var(--text-muted);
  font-size: 1.04rem;
}

/* ---------- Feature cards ---------- */
.features { padding-top: 50px; }
.cards {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
  margin-top: 36px;
}
.card {
  background: #fff;
  border: 1px solid rgba(31,48,71,0.06);
  border-radius: var(--radius-lg);
  box-shadow: 0 10px 28px rgba(31,48,71,0.05);
  text-align: center;
  padding: 32px 26px;
}
.feature-icon {
  width: 78px;
  height: 78px;
  display: block;
  margin: 0 auto 20px;
  overflow: visible;
}
.card h3 {
  margin: 0 0 12px;
  color: var(--navy);
  font-family: var(--serif);
  font-size: 1.36rem;
  line-height: 1.2;
  font-weight: 600;
}
.card p {
  margin: 0;
  color: var(--text);
  font-size: 1.08rem;
  line-height: 1.55;
}
.disclaimer {
  text-align: center;
  color: var(--text-muted);
  font-size: 0.92rem;
  margin-top: 18px;
}

/* ---------- CTA band ---------- */
.cta-band {
  padding: 56px 0 38px;
  border-top: 1px solid var(--line);
  background: #fff;
  text-align: center;
}
.cta-band h2 {
  margin: 0 0 22px;
  color: var(--navy);
  font-family: var(--serif);
  font-size: clamp(1.7rem, 2.8vw, 2.15rem);
  font-weight: 600;
}
.bottom-note {
  margin-top: 14px;
  color: var(--text-muted);
  font-size: 1.02rem;
}

/* ---------- Page header (non-home) ---------- */
.page-head {
  padding: 56px 0 24px;
  background: #fff;
  text-align: center;
}
.page-head h1 {
  font-size: clamp(2.1rem, 3.8vw, 2.8rem);
  margin-bottom: 14px;
}
.page-head p {
  color: var(--text);
  max-width: 640px;
  font-size: 1.15rem;
  margin: 0 auto;
  line-height: 1.6;
}

/* ---------- Options page ---------- */
.options-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 22px;
  margin: 40px 0;
}
.option-card {
  background: #fff;
  border: 1px solid var(--border-soft);
  border-radius: var(--radius);
  padding: 26px;
  box-shadow: var(--shadow-sm);
}
.option-card h3 {
  margin: 0 0 10px;
  color: var(--navy);
  font-family: var(--serif);
  font-size: 1.25rem;
  font-weight: 600;
}
.option-card p { margin: 0; color: var(--text); font-size: 1.04rem; line-height: 1.6; }
.bullet-list { margin: 14px 0 0; padding-left: 18px; color: var(--text); font-size: 1.02rem; }
.bullet-list li { margin-bottom: 6px; }
.callout {
  background: var(--bg-soft);
  border: 1px solid var(--border-soft);
  border-radius: var(--radius);
  padding: 22px 24px;
  color: var(--text);
  margin: 28px 0;
  font-size: 1.06rem;
  line-height: 1.65;
}
.callout strong { color: var(--navy); }

/* ---------- Form ---------- */
.form-shell {
  background: #fff;
  border: 1px solid var(--border-soft);
  border-radius: var(--radius-lg);
  padding: 36px;
  box-shadow: var(--shadow);
}
.form-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}
.field { display: flex; flex-direction: column; }
.field.full { grid-column: 1 / -1; }
.field label {
  font-size: 0.98rem;
  font-weight: 600;
  color: #2c3852;
  margin-bottom: 6px;
}
.field input,
.field select,
.field textarea {
  width: 100%;
  padding: 14px 14px;
  font-size: 1.04rem;
  border: 1px solid #d8e3ec;
  border-radius: var(--radius-sm);
  font-family: inherit;
  color: var(--text);
  background: #fff;
  transition: border-color .12s ease, box-shadow .12s ease;
  min-height: 50px;
}
.field textarea { min-height: 130px; resize: vertical; }
.field input:focus,
.field select:focus,
.field textarea:focus {
  outline: none;
  border-color: var(--primary);
  box-shadow: 0 0 0 4px rgba(36,74,143,0.12);
}
.field .hint { font-size: 0.88rem; color: var(--text-muted); margin-top: 6px; }
.checkbox-list {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px 22px;
  margin-top: 8px;
}
.checkbox-item {
  display: flex;
  align-items: center;
  gap: 12px;
  font-size: 1.04rem;
  color: var(--text);
  cursor: pointer;
  padding: 4px 0;
}
.checkbox-item input { width: 20px; height: 20px; accent-color: var(--primary); }
.form-actions { display: flex; justify-content: flex-end; margin-top: 24px; }

/* ---------- Thank You ---------- */
.thanks-wrap {
  min-height: 60vh;
  display: grid;
  place-items: center;
  padding: 60px 0;
}
.thanks-card {
  width: 100%;
  max-width: 680px;
  text-align: center;
  background: #fff;
  border: 1px solid var(--border-soft);
  border-radius: var(--radius-lg);
  padding: 48px 36px;
  box-shadow: var(--shadow);
}
.thanks-icon { width: 72px; height: 72px; margin: 0 auto 20px; display: block; }
.thanks-card h1 { font-size: 2.2rem; margin: 0 0 12px; }
.thanks-card .sub { color: var(--text); font-size: 1.12rem; max-width: 520px; margin: 0 auto 26px; line-height: 1.6; }
.thanks-next {
  background: var(--bg-soft);
  border: 1px solid var(--border-soft);
  border-radius: var(--radius);
  padding: 22px 24px;
  text-align: left;
  max-width: 540px;
  margin: 0 auto 26px;
}
.thanks-next h2 { margin: 0 0 10px; color: var(--navy); font-family: var(--serif); font-size: 1.22rem; font-weight: 600; }
.thanks-next p { margin: 0 0 8px; color: var(--text); font-size: 1.02rem; line-height: 1.6; }
.thanks-actions { display: flex; gap: 12px; justify-content: center; flex-wrap: wrap; }

/* ---------- Footer ---------- */
.footer-topline {
  height: 6px;
  background: linear-gradient(90deg, var(--blue-soft) 0%, var(--teal) 38%, var(--green-soft) 100%);
}
.site-footer {
  background: var(--navy-dark);
  padding: 26px 0 30px;
  color: #fff;
}
.footer-links {
  display: flex;
  justify-content: center;
  gap: 28px;
  align-items: center;
  flex-wrap: wrap;
}
.footer-links a {
  color: #fff;
  text-decoration: none;
  font-size: 1.02rem;
}
.footer-links a:hover { opacity: 0.85; }
.sep { opacity: 0.45; }
.footer-fine {
  margin: 14px auto 0;
  max-width: 860px;
  text-align: center;
  font-size: 0.86rem;
  color: rgba(255,255,255,0.8);
  line-height: 1.6;
}

/* =========================================================
   RESPONSIVE
   ========================================================= */
@media (max-width: 960px) {
  .hero-grid { grid-template-columns: 1fr; gap: 28px; }
  .hero { padding: 42px 0 36px; }
  .hero-copy { max-width: 100%; }
  .hero .sub { max-width: 100%; }
  .cards { grid-template-columns: 1fr; gap: 18px; margin-top: 28px; }
  .options-grid { grid-template-columns: 1fr; }
  .section { padding: 52px 0; }
}

@media (max-width: 640px) {
  html { font-size: 16px; }
  .site-header { padding: 16px 0 10px; }
  .logo img { height: 44px; }
  .nav-links { gap: 10px; }
  .nav-links a:not(.btn):not(.top-cta) { display: none; }
  .top-cta { min-height: 46px; padding: 0 16px; font-size: 0.96rem; }
  .btn { min-height: 56px; font-size: 1.04rem; width: 100%; padding: 0 18px; }
  .btn.secondary, .bottom-btn { min-width: 0; width: 100%; }
  .hero-actions { width: 100%; }
  .hero-actions .btn { flex: 1 1 100%; }
  .hero-media { aspect-ratio: 4/3; border-radius: 18px; }
  .section { padding: 40px 0; }
  .form-grid { grid-template-columns: 1fr; }
  .form-shell { padding: 22px; }
  .checkbox-list { grid-template-columns: 1fr; }
  .form-actions { justify-content: stretch; }
  .footer-links { gap: 14px; }
  .footer-links a { font-size: 0.96rem; }
  .thanks-card { padding: 36px 22px; }
  .copy-wide { font-size: 1.1rem; }
  .field input, .field select, .field textarea { font-size: 16px; } /* prevents iOS zoom on focus */
}

/* ---------- Footer disclosure (EHO + NMLS + states) ---------- */
.footer-disclosure {
  display: flex;
  justify-content: center;
  flex-wrap: wrap;
  gap: 22px 30px;
  align-items: center;
  margin: 0 auto 18px;
  padding-bottom: 14px;
  border-bottom: 1px solid rgba(255,255,255,0.12);
  color: rgba(255,255,255,0.85);
  font-size: 0.92rem;
}
.footer-disclosure .eho-mark {
  display: inline-flex;
  align-items: center;
  gap: 8px;
}
.footer-disclosure .eho-mark svg {
  color: rgba(255,255,255,0.85);
}
.footer-disclosure .nmls,
.footer-disclosure .states {
  letter-spacing: 0.2px;
}
@media (max-width: 640px) {
  .footer-disclosure { gap: 10px 16px; font-size: 0.88rem; flex-direction: column; }
}

.footer-disclosure .mlo,
.footer-disclosure .verify { letter-spacing: 0.2px; }
.footer-disclosure .verify a:hover { opacity: 0.85; }

/* ---------- "Where are you starting?" path cards (home page) ---------- */
.start-section { padding: 56px 0 40px; }
.start-sub { font-size: 1.14rem; color: var(--text-muted); margin: 0 0 28px; text-align: center; }
.start-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; }
.start-card {
  display: flex; flex-direction: column;
  border: 1px solid var(--border-soft); border-radius: var(--radius-lg);
  background: var(--bg-soft); padding: 28px 24px 24px;
  box-shadow: var(--shadow); text-decoration: none; color: var(--text);
  transition: transform .15s ease, box-shadow .15s ease, border-color .15s ease;
}
.start-card:hover, .start-card:focus-visible { transform: translateY(-3px); border-color: var(--primary); box-shadow: 0 14px 32px rgba(31,48,71,0.10); }
.start-card:focus-visible { outline: 3px solid var(--teal); outline-offset: 3px; }
.start-icon { width: 64px; height: 64px; border-radius: 50%; background: var(--navy); display: flex; align-items: center; justify-content: center; margin-bottom: 18px; }
.start-bar { height: 4px; width: 44px; border-radius: 2px; background: linear-gradient(90deg, var(--teal), var(--green)); margin: 0 0 14px; }
.start-card h3 { font-family: var(--serif); color: var(--navy); font-size: 1.32rem; line-height: 1.25; margin: 0 0 10px; }
.start-card p { font-size: 1.02rem; line-height: 1.55; margin: 0 0 18px; flex: 1; }
.start-go { font-weight: 600; color: var(--primary); font-size: 1.04rem; }
@media (max-width: 1100px) { .start-grid { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 640px) { .start-grid { grid-template-columns: 1fr; } .start-section { padding: 40px 0 24px; } }

/* ---------- Trust points + lighter "uses" row (home page) ---------- */
.trust-row { list-style: none; margin: 26px auto 0; padding: 0; max-width: 980px; display: grid; grid-template-columns: repeat(2, 1fr); gap: 12px 28px; }
.trust-row li { display: flex; align-items: flex-start; gap: 10px; font-size: 1.08rem; color: var(--navy); font-weight: 600; line-height: 1.45; }
.trust-row svg { flex: 0 0 auto; margin-top: 3px; }
.uses-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 28px; margin-top: 34px; text-align: center; }
.use-item .start-icon, .use-item .start-bar { margin-left: auto; margin-right: auto; }
.use-item h3 { font-family: var(--serif); color: var(--navy); font-size: 1.3rem; line-height: 1.25; margin: 0 0 10px; }
.use-item p { font-size: 1.04rem; line-height: 1.55; margin: 0; }
@media (max-width: 1100px) { .uses-grid { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 640px) { .uses-grid, .trust-row { grid-template-columns: 1fr; } }
.use-item .start-bar { display: block; }
.use-item .start-icon { display: flex; }
.options-grid.three { grid-template-columns: repeat(3, 1fr); }
@media (max-width: 1100px) { .options-grid.three { grid-template-columns: 1fr 1fr; } }
@media (max-width: 960px) { .options-grid.three { grid-template-columns: 1fr; } }

/* ---------- "Keep your current mortgage" highlight (home page) ---------- */
.keep-rate { padding: 8px 0 48px; }
.keep-rate-box { display: flex; align-items: center; gap: 22px; max-width: 980px; margin: 0 auto; padding: 24px 28px; border: 1px solid #bfdcee; border-left: 5px solid var(--teal); border-radius: var(--radius-lg); background: #eef6fb; text-decoration: none; color: var(--text); transition: box-shadow .15s ease, transform .15s ease; }
.keep-rate-box:hover, .keep-rate-box:focus-visible { box-shadow: var(--shadow); transform: translateY(-2px); }
.keep-rate-box .start-icon { flex: 0 0 64px; margin: 0; }
.keep-rate-text strong { display: block; font-family: var(--serif); color: var(--navy); font-size: 1.32rem; line-height: 1.3; margin-bottom: 6px; }
.keep-rate-text span { font-size: 1.06rem; line-height: 1.55; }
@media (max-width: 640px) { .keep-rate-box { flex-direction: column; align-items: flex-start; } }

/* ---------- "Email me a copy" box (guides + glossary) ---------- */
.email-copy { background: #eef6fb; border: 1px solid #bfdcee; border-left: 5px solid var(--teal); border-radius: var(--radius-lg); padding: 28px 30px; margin: 44px 0 12px; }
.email-copy h2 { font-family: var(--serif); color: var(--navy); font-size: 1.45rem; margin: 0 0 8px; }
.email-copy > p { font-size: 1.06rem; line-height: 1.6; margin: 0 0 18px; color: var(--text); }
.email-copy-fields { display: grid; grid-template-columns: 1fr 1.4fr; gap: 14px; margin-bottom: 14px; }
.email-copy .field label { display: block; font-weight: 600; color: var(--navy); margin-bottom: 6px; }
.email-copy .field input { width: 100%; min-height: 50px; padding: 0 14px; font-size: 1.04rem; border: 1px solid var(--border); border-radius: var(--radius-sm); background: #fff; }
.email-copy .h-captcha { margin: 4px 0 14px; }
.email-copy-fine { font-size: 0.92rem; color: var(--text-muted); margin: 12px 0 0; }
@media (max-width: 640px) { .email-copy-fields { grid-template-columns: 1fr; } .email-copy { padding: 22px; } }

/* ===== The Equity Brief (articles) ===== */
.brief-wrap { max-width: 780px; margin: 0 auto; padding: 0 20px; }
.brief-head .brief-wrap { padding: 0; }
.brief-crumb { font-size: 0.98rem !important; margin: 0 0 14px !important; color: var(--text-muted); }
.brief-crumb a { color: var(--primary); text-decoration: none; font-weight: 600; }
.brief-crumb span { margin: 0 4px; }
.brief-tag { display: inline-block; background: #eef3fb; color: var(--primary); font-size: 0.82rem; font-weight: 700; letter-spacing: 0.03em; text-transform: uppercase; padding: 4px 10px; border-radius: 999px; }
.brief-byline { font-size: 0.98rem !important; color: var(--text-muted); margin-top: 14px !important; }
.brief-section { padding-top: 24px; }
.brief-short { background: var(--bg-soft); border: 1px solid var(--border-soft); border-left: 5px solid var(--green); border-radius: var(--radius); padding: 22px 26px; margin: 0 0 32px; }
.brief-short h2 { font-family: var(--serif); color: var(--navy); font-size: 1.25rem; margin: 0 0 10px; }
.brief-short ul { margin: 0; padding-left: 20px; }
.brief-short li { color: var(--text); font-size: 1.08rem; line-height: 1.65; margin: 0 0 8px; }
.brief-body h2 { font-family: var(--serif); color: var(--navy); font-size: 1.5rem; font-weight: 600; line-height: 1.3; margin: 40px 0 12px; }
.brief-body p, .brief-body li { color: var(--text); font-size: 1.12rem; line-height: 1.75; }
.brief-body p { margin: 0 0 16px; }
.brief-body ul, .brief-body ol { margin: 0 0 18px; padding-left: 24px; }
.brief-body li { margin: 0 0 8px; }
.brief-body a { color: var(--primary); }
.brief-table-wrap { overflow-x: auto; margin: 8px 0 18px; }
.brief-table { width: 100%; border-collapse: collapse; font-size: 1.02rem; background: #fff; border: 1px solid var(--border-soft); border-radius: var(--radius); }
.brief-table th, .brief-table td { text-align: left; padding: 12px 14px; border-bottom: 1px solid var(--border-soft); color: var(--text); vertical-align: top; line-height: 1.5; }
.brief-table th { background: var(--bg-soft); color: var(--navy); font-weight: 700; }
.brief-table td:first-child { font-weight: 600; color: var(--navy); }
.brief-related { margin: 40px 0 0; padding: 22px 26px; border: 1px solid var(--border-soft); border-radius: var(--radius); background: #fff; }
.brief-related h2, .brief-sources h2 { font-family: var(--serif); color: var(--navy); font-size: 1.2rem; margin: 0 0 10px; }
.brief-related ul { margin: 0; padding-left: 20px; }
.brief-related li { font-size: 1.06rem; line-height: 1.7; }
.brief-related a { color: var(--primary); }
.brief-sources { margin: 36px 0 0; }
.brief-sources ul { margin: 0; padding-left: 20px; }
.brief-sources li { font-size: 0.96rem; line-height: 1.6; color: var(--text-muted); margin: 0 0 6px; }
.brief-sources a { color: var(--primary); }
.brief-disclaimer { font-size: 0.92rem; color: var(--text-muted); line-height: 1.6; margin: 24px 0 0; }
.brief-back { margin: 20px 0 0; font-size: 1rem; }
.brief-back a { color: var(--primary); }
.brief-list { display: grid; gap: 22px; }
.brief-card { background: #fff; border: 1px solid var(--border-soft); border-radius: var(--radius-lg); box-shadow: var(--shadow-sm); padding: 26px 28px; }
.brief-meta { margin: 0 0 10px; display: flex; gap: 12px; align-items: center; flex-wrap: wrap; }
.brief-date { color: var(--text-muted); font-size: 0.96rem; }
.brief-card h2 { font-family: var(--serif); font-size: 1.4rem; line-height: 1.3; margin: 0 0 10px; }
.brief-card h2 a { color: var(--navy); text-decoration: none; }
.brief-card h2 a:hover { color: var(--primary); }
.brief-card p { color: var(--text); font-size: 1.06rem; line-height: 1.65; margin: 0 0 12px; }
.brief-read { color: var(--primary); font-weight: 700; text-decoration: none; }
.brief-ask { margin: 36px 0 0; padding: 22px 26px; background: var(--bg-soft); border: 1px solid var(--border-soft); border-radius: var(--radius); }
.brief-ask h2 { font-family: var(--serif); color: var(--navy); font-size: 1.2rem; margin: 0 0 6px; }
.brief-ask p { margin: 0; color: var(--text); font-size: 1.04rem; line-height: 1.6; }
.brief-cta { background: var(--bg-soft); border: 1px solid var(--border-soft); border-radius: var(--radius-lg); padding: 32px; text-align: center; margin: 40px 0 0; }
.brief-cta p { color: var(--text); font-size: 1.1rem; line-height: 1.65; margin: 0 0 20px; }
.draft-banner { background: #fff4d6; color: #6b4e00; text-align: center; font-weight: 700; padding: 10px 16px; border-bottom: 1px solid #f0d78c; }
@media (max-width: 640px) {
  .brief-body h2 { font-size: 1.32rem; }
  .brief-card { padding: 22px 20px; }
  .brief-short, .brief-related, .brief-ask { padding: 18px 18px; }
}
@media print {
  .site-header, .footer-topline, .site-footer, .brief-cta, .brief-related, .brief-back { display: none; }
}
/* Home page: latest from The Equity Brief */
.brief-home .section-title { text-align: center; }
.brief-home-sub { text-align: center; color: var(--text); font-size: 1.1rem; margin: 0 auto 28px; max-width: 640px; line-height: 1.6; }
.brief-home-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(300px, 1fr)); gap: 22px; max-width: 1100px; margin: 0 auto; }
.brief-home .brief-card h3 { font-family: var(--serif); font-size: 1.3rem; line-height: 1.3; margin: 0 0 10px; }
.brief-home .brief-card h3 a { color: var(--navy); text-decoration: none; }
.brief-home .brief-card h3 a:hover { color: var(--primary); }
.brief-home-all { text-align: center; margin: 26px 0 0; font-size: 1.08rem; }
.brief-home-all a { color: var(--primary); font-weight: 700; text-decoration: none; }
/* Article share buttons */
.brief-share { margin: 36px 0 0; padding: 20px 24px; border: 1px solid var(--border-soft); border-radius: var(--radius); background: var(--bg-soft); }
.brief-share-title { margin: 0 0 12px; font-weight: 700; color: var(--navy); font-size: 1.06rem; }
.brief-share-buttons { display: flex; flex-wrap: wrap; gap: 10px; }
.share-btn { display: inline-flex; align-items: center; gap: 6px; min-height: 48px; padding: 0 18px; border: 1px solid var(--border); border-radius: 999px; background: #fff; color: var(--primary); font: inherit; font-size: 1.02rem; font-weight: 700; text-decoration: none; cursor: pointer; }
.share-btn:hover { border-color: var(--primary); background: #eef3fb; }
@media print { .brief-share { display: none; } }
/* Article share buttons */
.brief-share { margin: 36px 0 0; padding: 20px 24px; border: 1px solid var(--border-soft); border-radius: var(--radius); background: var(--bg-soft); }
.brief-share-title { margin: 0 0 12px; font-weight: 700; color: var(--navy); font-size: 1.06rem; }
.brief-share-buttons { display: flex; flex-wrap: wrap; gap: 10px; }
.share-btn { display: inline-flex; align-items: center; gap: 6px; min-height: 48px; padding: 0 18px; border: 1px solid var(--border); border-radius: 999px; background: #fff; color: var(--primary); font: inherit; font-size: 1.02rem; font-weight: 700; text-decoration: none; cursor: pointer; }
.share-btn:hover { border-color: var(--primary); background: #eef3fb; }
@media print { .brief-share { display: none; } }
/* Site share section (tracked codes w01-w04) */
.e62-share { background: var(--bg-soft); }
.e62-share-thanks { background: transparent; padding-top: 8px; }
.e62-share-inner { display: flex; gap: 36px; align-items: center; justify-content: space-between; max-width: 960px; margin: 0 auto; border: 1px solid var(--border-soft); border-radius: var(--radius-lg); background: #fff; padding: 28px 32px; box-shadow: var(--shadow-sm); }
.e62-share-text h2 { font-family: var(--serif); color: var(--navy); font-size: 1.5rem; margin: 0 0 8px; }
.e62-share-text p { color: var(--text); font-size: 1.08rem; line-height: 1.6; margin: 0 0 16px; }
.e62-share-buttons { display: flex; flex-wrap: wrap; gap: 10px; }
.e62-share-qr { text-align: center; flex: 0 0 auto; }
.e62-share-qr svg { width: 140px; height: 140px; display: block; margin: 0 auto; }
.e62-share-qr p { font-size: 0.86rem; color: var(--text-muted); margin: 6px 0 0; }
@media (max-width: 760px) { .e62-share-qr { display: none; } .e62-share-inner { padding: 22px 20px; } }
@media print { .e62-share { display: none; } }

/* ---------- Keep-your-low-rate feature (home, Nov 2026) ---------- */
.keep-feature { padding: 48px 0 8px; }
.keep-feature-box { display: flex; align-items: center; gap: 36px; max-width: 1040px; margin: 0 auto; padding: 36px 40px; border-radius: var(--radius-lg); background: var(--navy); color: #fff; box-shadow: var(--shadow); }
.keep-feature-main { flex: 1 1 auto; }
.keep-kicker { display: inline-block; font-size: .82rem; font-weight: 700; letter-spacing: .14em; text-transform: uppercase; color: #a9cf7a; margin-bottom: 10px; }
.keep-feature h2 { font-family: var(--serif); font-size: 1.9rem; line-height: 1.25; color: #fff; margin: 0 0 14px; }
.keep-feature p { font-size: 1.1rem; line-height: 1.6; color: #dde5f2; margin: 0 0 16px; }
.keep-feature p strong { color: #fff; }
.keep-points { list-style: none; padding: 0; margin: 0 0 22px; }
.keep-points li { position: relative; padding-left: 28px; margin: 0 0 8px; font-size: 1.06rem; color: #fff; }
.keep-points li::before { content: ""; position: absolute; left: 4px; top: .45em; width: 12px; height: 7px; border-left: 3px solid #8cbe50; border-bottom: 3px solid #8cbe50; transform: rotate(-45deg); }
.keep-feature p.keep-note { font-size: .98rem; color: #c9d4e6; margin: -8px 0 22px; }
.keep-actions { display: flex; flex-wrap: wrap; align-items: center; gap: 18px 26px; }
.keep-actions .btn { background: #8cbe50; color: var(--navy); border-color: #8cbe50; }
.keep-link { color: #fff; font-weight: 600; text-decoration: underline; text-underline-offset: 3px; }
.keep-feature-icon { flex: 0 0 120px; height: 120px; border-radius: 50%; background: rgba(255,255,255,.08); display: flex; align-items: center; justify-content: center; }
@media (max-width: 760px) { .keep-feature-box { flex-direction: column-reverse; align-items: flex-start; padding: 28px 24px; gap: 18px; } .keep-feature h2 { font-size: 1.5rem; } .keep-feature-icon { flex-basis: auto; width: 84px; height: 84px; } .keep-feature-icon svg { width: 44px; height: 44px; } }

/* Reserve space for hCaptcha so the form does not jump when it loads (CLS fix, Nov 2026) */
.h-captcha { min-height: 78px; }